HSBC Back to School Promo with SM

Enjoy exclusive payment terms of up to 4 months at 0% interest at any SM Department Store when you shop for school using your HSBC credit card.


Plus, enjoy your favorite treats from SM Department Store, SM Group of Affiliates, Caltex, Starbucks, Cathay Pacific, Cebu Pacific and other merchants for your special shopping and pampering needs with your everyday spend.


HSBC's Back-to-School Promo with SM Department Store is valid from May 01 to June 30, 2011.

The Promo allows HSBC credit cardholders in good standing to avail of HSBC's Installment Plan ("HIP") for 4 months installment term at 0% interest during the Promo period. A minimum purchase amount of P5,000 is required to qualify.

HSBC's Installment Plan Terms and Conditions